Affordable Rural Housing in Northamptonshire
The Need for Affordable Rural Housing
Rural housing prices have been rising at a faster rate than urban areas, making it difficult for local people to afford homes in their communities. This puts pressure on household finances and forces many to relocate, impacting the viability of local businesses and services. According to recent government statistics:
- The most affordable homes in rural areas cost 8 times the average earnings, compared to 7.6 times in urban areas (excluding London).
- The decline in private rental properties has led to soaring monthly rents in rural locations since the pandemic.
Introducing Our Rural Housing Enabler Team
- Build partnerships with Parish Councils, Registered Providers, and private sector stakeholders.
- Increase the pipeline of affordable housing schemes in Northamptonshire.
- Support the delivery of housing projects tailored to local needs.
How Can We Help?
Our Rural Housing Enabler project provides support to communities interested in developing small affordable housing schemes for local people. We offer:
- Guidance on rural housing needs assessments
- Advice on planning and legal requirements
- Facilitation of discussions between community members, councils, and housing providers
- Support for funding applications and grant opportunities
Understanding Affordable Housing
Affordable housing ensures that local people—especially those on lower incomes—can continue living in their rural communities. The government defines affordable housing as housing available at up to 80% of the local market rent. Eligibility is determined based on local incomes and house prices.
Why is affordable housing necessary?
- Rural house prices have nearly doubled over the past decade, while incomes have remained stagnant.
- Rising costs force young families to move away, threatening the survival of village schools, shops, and small businesses.
- Without affordable housing, rural areas risk becoming exclusive to wealthier, older residents.
How does affordable housing work?
- Housing associations develop affordable homes, either for rent or through shared ownership schemes.
- Local people with a connection to the village (e.g., current or previous residents, workers, or family ties) receive priority.
- Homes remain affordable for future generations through agreements that prevent resale at full market value.
Frequently Asked Questions (FAQs)
What is affordable housing?
Affordable homes are designed for people who cannot afford to buy or rent on the open market. Housing associations manage these homes, offering options for rent or shared ownership.
What are housing associations?
These are not-for-profit organisations regulated by the government that build and manage affordable housing in partnership with local authorities.
What makes housing affordable?
Rent prices for affordable homes are set by the government, typically between £60-£80 per week, depending on the property size.
Who is eligible?
Affordable homes in villages are allocated to people with a strong local connection, such as those who:
- Currently live in the village
- Have previously lived in the village
- Work in the village
- Have family ties in the village
To apply, individuals should register with their local District Council and consider registering with a housing association.
What is a Housing Needs Survey?
A Housing Needs Survey gathers data from local residents about their housing concerns and assesses the demand for affordable homes. These surveys are essential for obtaining planning permission for new housing developments.
How are affordable homes designed?
All affordable homes meet the same building standards as open-market properties and are designed to blend seamlessly with existing village architecture.
Take the Next Steps
Need support to explore affordable housing in your community?
Contact us today!
- Lesley Harper – Rural Housing Enabler Tel: 01604 765444
- Email: Lesley.Harper@northantsacre.org.uk
the next steps towards securing affordable housing for your community.